The information contained on this website, including but not limited to articles, blogs, publications, newsletters, tax updates, regulatory updates, FAQs, explanations, illustrations, calculators, downloadable materials and other content (“Content”), is provided by [XAG & CO] (“Firm”, “we”, “us” or “our”) for general informational and educational purposes only.

1. General Information

The Content on this website is intended to provide general information relating to taxation, accounting, auditing, GST, corporate laws, business regulations and other professional matters.

Although we endeavour to ensure that the information published on this website is accurate and up to date, laws, regulations, circulars, notifications, judicial decisions and governmental policies may change from time to time.

Accordingly, no representation or warranty is made that the information contained on this website is complete, accurate, current or applicable to every individual or business situation.

2. Not Professional Advice

The information provided on this website should not be construed as:

• Tax advice;
• Legal advice;
• Accounting advice;
• Audit advice;
• Investment or financial advice;
• Business or commercial advice; or
• Any other professional advice applicable to a specific individual or entity.

The information provided is not a substitute for obtaining professional advice based on the specific facts and circumstances of your matter.

You should obtain appropriate professional advice before taking or refraining from taking any action based on the information available on this website.

3. No Client-Professional Relationship

Accessing, browsing or using this website, submitting an enquiry, sending an email or communicating through any contact form does not, by itself, create a Chartered Accountant-client, advisor-client, consultant-client or any other professional relationship between you and the Firm.

A professional engagement shall arise only after the Firm has expressly accepted the engagement and the applicable terms of engagement have been agreed upon.

4. Accuracy and Timeliness

Tax laws, GST provisions, accounting standards, corporate laws, regulatory requirements and other applicable laws are subject to frequent amendments.

While reasonable efforts are made to update the Content, there may be delays between a legal or regulatory change and the corresponding update on this website.

Therefore, users should verify the applicable law, notification, circular, order, judicial decision or other authoritative source before relying upon any information.

5. No Guarantee of Outcome

Any examples, illustrations, case studies, calculations or explanations appearing on this website are provided for explanatory purposes only.

They should not be understood as a guarantee or representation that a particular tax position, assessment outcome, refund, litigation result, regulatory approval or other professional outcome will be achieved in any particular matter.

6. Third-Party Websites

This website may contain links to websites operated by government authorities, regulators, professional bodies, financial institutions, technology providers or other third parties.

Such links are provided for convenience and reference purposes.

We do not control and are not responsible for the content, accuracy, availability, security or privacy practices of third-party websites.

The inclusion of a link does not necessarily constitute an endorsement or recommendation of the third-party website or its services.

7. Limitation of Liability

To the maximum extent permitted by applicable law, [XAG & CO] shall not be liable for any loss, damage, cost, expense or consequence arising directly or indirectly from:

• Reliance on information published on this website;
• Errors or omissions in the Content;
• Changes in law or regulatory requirements;
• Delays in updating the website;
• Unavailability or interruption of the website;
• Reliance on third-party information or websites; or
• Any action taken or omitted to be taken based on the Content.

Nothing contained in this Disclaimer shall exclude or limit any liability that cannot legally be excluded or limited.

8. Confidentiality

Users should not submit confidential, sensitive or legally privileged information through publicly accessible forms or other website features unless specifically requested by the Firm through an appropriate secure communication channel.

Transmission of information over the internet may involve security risks. Users should exercise appropriate caution when sharing documents or personal information.

9. Copyright

Unless otherwise stated, the Content, design, text, graphics, logos and other materials appearing on this website are owned by or licensed to the Firm and may not be reproduced, modified, distributed or commercially exploited without prior written permission.

Third-party materials, trademarks and logos remain the property of their respective owners.

10. Professional Regulations

The Firm operates in accordance with the applicable laws, regulations and professional requirements governing the profession of Chartered Accountancy in India, including applicable requirements issued by the Institute of Chartered Accountants of India (“ICAI”).

Nothing on this website is intended to violate or circumvent any applicable professional or ethical requirement.

11. Changes to Disclaimer

We reserve the right to modify or update this Disclaimer at any time without prior notice.

The updated version shall be effective upon publication on this website.

12. Contact

For any clarification regarding this Disclaimer, please contact:
XAG & CO
Email: xavier@xagco.in
Phone: 70452 53403
Address: Office No-34, 2nd Floor, A C Market Building, Tardeo, Mumbai - 400034