Welcome to https://wiipl.com/xag&co/, operated by “XAG & CO”, (“Firm”, “we”, “us” or “our”).

These Terms & Conditions govern your access to and use of this Website.

By accessing or using the Website, you agree to be bound by these Terms & Conditions. If you do not agree with these Terms, please do not use the Website.

1. Purpose of the Website

The Website is intended to provide general information about the Firm and information relating to areas such as:

• Taxation;
• GST;
• Accounting;
• Auditing;
• Corporate and regulatory matters;
• Business advisory;
• Tax updates;
• Regulatory developments; and
• Other professional and educational information.

The information provided on the Website is for general informational purposes and does not constitute professional advice.

2. No Automatic Professional Engagement

Your use of the Website, submission of an enquiry or communication with the Firm through the Website does not automatically establish a professional engagement.

Any professional relationship shall arise only after:

1. The Firm has agreed to provide the relevant services; and
2. The applicable engagement terms have been accepted/agreed upon.

3. Accuracy of Information

We endeavour to keep the Website accurate and current.We endeavour to keep the Website accurate and current.

However, we do not warrant that all information will always be complete, accurate, current or free from errors.

Tax laws, regulations, notifications, circulars and judicial decisions may change frequently.

Users should independently verify the applicable legal position before relying upon information published on the Website.

4. Website Content

Articles, blogs, newsletters, tax updates, examples and other Content published on the Website are intended for general information and educational purposes.

Such Content should not be treated as professional advice relating to a specific matter.

5. User Responsibilities

You agree to use the Website only for lawful purposes.

You shall not:

• Use the Website for fraudulent or unlawful purposes;
• Attempt to gain unauthorised access to the Website or its systems;
• Introduce malicious code, viruses or harmful material;
• Interfere with the operation or security of the Website;
• Misrepresent your identity;
• Submit false or misleading information;
• Copy or Use the Website for fraudulent or unlawful purposes;
• Commercially exploit Website Content without permission; or• commercially exploit Website Content without permission; or
• Use the Website in a manner that violates applicable law.

6. Intellectual Property

Unless otherwise stated, the Website and its contents, including text, graphics, logos, design, layout, articles, documents and other materials, are owned by or licensed to the Firm.

No material from the Website may be copied, reproduced, republished, distributed, modified or commercially exploited without prior written permission, except where permitted by applicable law.

7. Third-Party Links

The Website may contain links to external websites.

These links are provided for convenience and information only.

The Firm does not control or guarantee the accuracy, security, availability or content of third-party websites.

Use of third-party websites is at your own risk and subject to their respective terms and privacy policies.

8. Online Enquiries

Information submitted through an online enquiry form is treated as an initial enquiry only.

Submission of an enquiry does not guarantee that:

• The Firm will accept the engagement;
• The Firm will provide the requested service;
• A particular professional will be assigned;
• The matter will be completed within a particular timeframe; or
• A particular outcome will be achieved.

9. Confidential Information

Users should not submit highly confidential or sensitive information through general website forms unless specifically requested by the Firm.

Where documents or information are required for professional services, the Firm may provide appropriate communication or document-sharing channels.

10. Fees and Engagement Terms

Professional fees, scope of services, timelines, deliverables and other engagement conditions, where applicable, shall be governed by the specific engagement documentation or communication agreed between the Firm and the client.

Information on this Website shall not be construed as a binding quotation or fee proposal unless expressly stated otherwise.

11. Website Availability

We endeavour to maintain the Website's availability and functionality.

However, we do not guarantee that the Website will always be available, uninterrupted, secure or error-free.

The Website may occasionally be unavailable because of maintenance, technical issues, security incidents, upgrades or circumstances beyond our reasonable control.

12. Limitation of Liability

To the maximum extent permitted by law, the Firm shall not be responsible for losses or damages arising from:

• Use or inability to use the Website;
• Reliance upon Website Content;
• Errors or omissions in Website Content;
• Website interruptions;
• Third-party websites;
• Technical failures;
• Security incidents beyond reasonable control; or
• Actions taken by a user based upon general information published on the Website.

This limitation shall not apply to liability that cannot lawfully be excluded or limited.

13. Indemnity

To the extent permitted by applicable law, you agree to indemnify and hold the Firm harmless against claims, losses, liabilities, costs or expenses arising from:

• Your unlawful use of the Website;• Your unlawful use of the Website;
• Your breach of these Terms;
• Your violation of applicable law; or
• Your infringement of the rights of the Firm or any third party.

14. Professional and Ethical Requirements

The Firm is subject to applicable professional and ethical requirements governing Chartered Accountants in India.

Nothing contained on the Website shall be interpreted in a manner inconsistent with applicable requirements of the Institute of Chartered Accountants of India or applicable law.

The Firm may modify Website content or features where necessary to comply with professional, legal or regulatory requirements.

15. Suspension or Termination

We reserve the right to suspend or restrict access to the Website where we reasonably believe that a user has:

• Violated these Terms;
• Engaged in unlawful activity;
• Attempted to compromise Website security; or
• Misused the Website or its Content.

16. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Subject to applicable law, courts at [City, State], India, shall have jurisdiction over disputes arising in connection with these Terms or use of the Website.

17. Changes to Terms

We may modify these Terms & Conditions from time to time.

The revised version shall become effective upon publication on the Website.

Your continued use of the Website after publication of revised Terms shall constitute acceptance of the revised Terms.

18. Contact

For questions relating to these Terms & Conditions, please contact:

XAG & CO
Email: xavier@xagco.in
Phone: 70452 53403
Address: Office No-34, 2nd Floor, A C Market Building, Tardeo, Mumbai - 400034